Mutual Exchange & Property Adaptations
Published: Wednesday 29 April 2026Under schedule 3 of the Housing Act 1985, Mutual Exchange swap requests can be declined on specific grounds.
The legal ‘Ground for Refusal 7 (Adapted Properties)’ states: ‘A Mutual Exchange swap request can be declined if a property features disabled adaptations and the incoming household does not have an assessed need for these adaptations.’
Therefore, to make best use of limited housing stock, we reserve the right to decline Mutual Exchange swap requests where an adaptation need would not be met by the exchange e.g.
- If you have been assessed as needing an adapted property by our medical officer, you can only complete a Mutual Exchange with a property that meets your assessed need
- If you have adaptations in your current property, you can only complete a Mutual Exchange with another tenant who has been assessed by our medical officer as needing the adaptations
If you have any queries in relation to this policy, please contact us by telephone: 0161 217 6016 (Option 2) or email: mutualexchange@stockporthomes.org